Banking

KBD Partners offers comprehensive legal services tailored to banks, non-banking financial companies (NBFCs), and financial intermediaries, helping clients navigate the complex and evolving financial regulatory landscape with confidence.

Our Capabilities

• Representing banks and financial institutions in customer grievance redressal, including appearances before the Banking Ombudsman
• Advising on compliance with banking laws, Reserve Bank of India (RBI) regulations, circulars, and notifications
• Handling matters under the Foreign Exchange Management Act (FEMA), including cross-border lending, overseas fund sourcing, and lending to foreign entities
• Conducting legal due diligence on mortgage and security properties
• Drafting and reviewing transactional documentation such as loan agreements (home, auto, commercial), deeds of mortgage, leasing and hire-purchase agreements, and asset finance contracts
• Structuring and documenting consortium lending arrangements, inter-creditor agreements, and related financial instruments
• Preparing title reports and authenticating property documentation offered as security in lending

Select Experience

• Advising multiple banks on customer grievance handling and regulatory compliance issues before the Banking Ombudsman
• Supporting a leading NBFC in cross-border financing and FEMA compliance for overseas fund sourcing
• Drafting and negotiating consortium loan agreements and inter-creditor arrangements for a major commercial lender
• Conducting title due diligence and preparing security documentation for mortgage-backed loan portfolios
• Assisting clients with asset finance agreements and hire-purchase contracts